personal finance

The ABCs of personal finance and investing; how to invest wisely and grow your wealth.

Snowball Vs. Avalanche: Which Debt Payoff Method Is Best?
Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you say goodbye to your debt?
By UniCreds5 years ago in Trader
9 Tips To Consider While Choosing Between EMI Or Pre-EMI
KEY OBJECTIVES This blog article is for home buyers and empowering them to make an informed decision based on their current situation of accommodation and income. This blog shall educate you on a total of 9 tips for choosing between EMI & Pre-EMI along with some more subjects:
By Magnolia Infrastructure5 years ago in Trader
Life: Asset or Liability?
2020 was a tumultuous and difficult year we all endured. This past year taught us that multiple streams of income is not a luxury, but rather a requirement. Ultimately, having money saved in the bank can be a lifesaver in case of emergencies. What better way to maintain money in your account than to have your money work for you, instead of the other way around. This is also known as passive income. Let’s explore a few ways on how to generate your income.
By Tyler Williams5 years ago in Trader
TDS Section 194Q-TDS on Purchase of Goods w.e.f 01.07.2021
TDS Section on Purchase of Goods-TDS U/S 194Q TDS Section 194Q: In the Finance Budget 2021, the Finance Minister has announced to introduce a new TDS section 194Q i.e. TDS on purchase of Goods which is applicable from 1st July 2021.
By Arthik Disha5 years ago in Trader
Saving money in self-employment - how modern accounting should work!
Your own independence can be both a curse and a blessing. Being your own boss, vacation when you want and independence - that is what most people think when they think about the topic.
By MAAccountancy5 years ago in Trader
The Rationale Behind Talking Specifically to Women About Money
Years ago, when I first authored my Women and Their Money program, women were becoming empowered by then current social mores to consider marrying later or staying single as viable life choices. It made sense under those conditions that more women would seek to understand finances and investments. Decades later, despite broad advances in lifestyle and career opportunities, a majority of women still lack the requisite confidence to comfortably navigate their investments.
By Ilene Slatko5 years ago in Trader
Common Personal Loan Mistakes and How to Avoid Them
A personal loan is a money that you can borrow to be used for different purposes. The loan is usually repaid in monthly installments over a specific period of time and is not supported by collateral. There are mistakes that people typically make when getting personal loans; below are some of the mistakes you need to avoid.
By Adam Jordan5 years ago in Trader
Pick up or leave it
Do you want to know how I have become rich? I got lucky. Yes, I know. Every rich person would say that. But, I really got lucky when I stumbled upon this little black book at metro station. You don’t believe me? OK. Just keep reading.
By dlee385 years ago in Trader
How to Save Money While Living Paycheck to Paycheck
To the average person who lives their life paycheck-to-paycheck, the very suggestion that they should—or even could—build a savings account, feels like an absolute mockery of their daily struggle.
By Abigail Wheale5 years ago in Trader
12 Ways To Make Your Money Work For You
Is a majority of your money just sitting in a bank account? Well, if that’s the case, I have news for you: inflation is wrecking your wealth. As more money is printed, the value of your money tanks. So what can be done about this? It’s simple: invest your money.
By Jacob Wilkins5 years ago in Trader
Income Tax Calculator FY 2021-22(AY 2022-23)Excel Download
Income Tax Calculator FY 2021-22 Excel Download(AY 2022-23) Every year the taxpayers especially the salaried persons keep on waiting for the Finance Budget hoping that there will be some tax reliefs, additional tax deductions or an increase in income tax slabs so that their total tax outlay gets reduced.
By Arthik Disha5 years ago in Trader
How long does it take a bank to approve a loan?
How long does a credit study take? Any type of credit study, such as personal loans Source, has a process to follow for approval, unlike fast loans that is immediate. The time that the study takes is approximately 2 to 5 days.
By faizan sabir5 years ago in Trader